HRA Calculator: Maximize Your House Rent Allowance Tax Benefits
Calculate your eligible HRA exemption under Section 10(13A) with our free tax-saving calculator designed for Indian salaried employees.
HRA Tax Exemption Calculator
Calculate your tax exempted and taxable HRA amount
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DA - This allowance is given to government and public sector employees and pensioners
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Enter your details to see the HRA calculation results
Note: HRA exemption is calculated based on the minimum of the following three:
- Actual HRA received
- 40% of (Basic Salary + DA)
- Rent paid minus 10% of (Basic Salary + DA)
House Rent Allowance (HRA) is a component of your salary provided by employers to help with rental expenses. Under Section 10(13A) of the Income Tax Act, you can claim tax exemption on HRA based on specific criteria.
How HRA Exemption is Calculated
The HRA exemption is the minimum of:
- Actual HRA received from employer
- Rent paid minus 10% of basic salary
- 50% of basic salary for metro cities (40% for non-metros)
Our calculator helps you determine the exact exemption amount based on your specific situation.
Yes, you generally need to submit rent receipts to your employer to claim HRA benefits. For monthly rent exceeding ₹8,333, you must also provide your landlord's PAN details.
Who can claim HRA exemption?
- Salaried employees receiving HRA from their employer
- Individuals living in rented accommodation
- People who submit proper rent receipts/documentation